Who Pays for Medical Bills After a Truck Accident?
An at-fault party may be responsible for paying your medical bills after a truck accident. There may be multiple parties liable for your crash. By hiring St. Paul truck accident lawyers, you can receive legal help following your collision. Your attorneys can help you identify any at-fault parties and hold them accountable.
The legal team at Tyroler Leonard Injury Law has a wealth of personal injury experience. Our attorneys can take a look at your trucking accident case and figure out who is responsible for your crash. From here, we may be able to help you seek damages. To learn more, reach out to us.
Why Choose Us
We deliver outstanding case results. To do so, we learn about you and your trucking crash case. Next, our lawyers develop a legal strategy. We then execute this strategy to perfection, putting you in a great position to secure the damages you want.
How We Can Help
Our legal team knows all about truck accident liability. We can help you identify the party responsible for your crash and build a case against them. In addition, our attorneys will support you at each stage of your litigation. We always make sure that your legal rights are protected.
How Your Auto Insurance Coverage Affects Your Truck Crash Medical Bills
Understanding auto insurance basics is key for anyone injured in a trucking collision in Minnesota. You are legally required to purchase no-fault insurance coverage to drive. This coverage offers protection if you are involved in a crash, even if you are not responsible.
For example, a truck driver may slam their vehicle into your car. They may be at fault for your crash. Consequently, you may submit a claim based on your medical bills and other accident-related costs to your insurer. You may do so in spite of the fact that you are not liable for your crash.
Ideally, your insurance policy will offer enough coverage for your crash-related losses. If it does, you may not have to pay anything out of your own pocket for your medical bills or other accident-related expenses.
In Wisconsin, all drivers are required to have an automobile insurance policy in effect. This policy protects you if you are responsible for a crash. Following a trucking collision, you may not be able to use your insurance policy to cover your losses.
For instance, a trucker may speed through a stop sign and crash their vehicle into yours. You may suffer an injury and damage to your car. After your collision, you can notify your insurance company about it. However, your insurer may reach out to the at-fault trucker’s insurance provider to cover your losses.
There are times when you may have a no-fault insurance policy but do have enough coverage for all of your truck crash-related losses. Or, an at-fault party’s insurance company may do whatever it can to deny your claim. In either of these scenarios and many others, it is best to work with truck accident lawyers who have received positive client testimonials. These attorneys will advocate for you and may help you negotiate a settlement that lines up with your expectations.
Determining Liability After a Truck Accident
It is your responsibility to prove negligence in an injury case. Before you can do so in your trucking accident case, you must identify the at-fault party. Defendants in truck collision cases may include:
- Trucking company
- Trucking maintenance company
- Truck parts manufacturer
- Trucker
- Company that loaded a truck.
To prove liability, you must show an at-fault party had a legal obligation to act in a cautious and reasonable manner toward you. Also, you must verify this party violated their duty of care, which led to your accident. Along with these things, you must confirm the party’s actions caused you to suffer damages.
You may need several pieces of proof to support your claim. A body of evidence may include your medical records, pay stubs, and other documentation. Each piece of evidence you gather may help you make it clear to a judge or jury that you are in no way responsible for your trucking collision.
You may request economic and non-economic damages following a trucking collision. Economic damages are quantifiable, and your truck accident medical bills will fall into this category. Non-economic damages are subjective, and they may include compensation awarded for pain and suffering.
Trucking collision attorneys can help you calculate your economic and non-economic losses. They may encourage you to ask for both types of compensation. If your case is successful, you may receive enough money to cover your medical bills and all of your other accident-related losses.
How to Cover Your Medical Bills After Your Truck Accident
It is in your best interests to receive medical care following your trucking crash. You should go to the doctor and follow their treatment recommendations. As you do, keep track of your medical bills. You may use these as evidence to support your request for damages from an at-fault party.
There is only a limited amount of time for someone to pursue damages after a truck accident. Minnesota has a statute of limitations for personal injury that extends up to six years. Based on this, you may have up to six years from the date of your trucking collision to seek damages from an at-fault party. If you choose not to submit a claim within this window, you may be solely responsible for your crash-related losses.
Wisconsin has a three-year statute of limitations for an injury to a person. You may have a maximum of three years from the date of your trucking collision to ask for damages. Beyond three years, you may be ineligible to request compensation from any liable parties.
Meeting with truck accident lawyers may be one of the best things you can do after your trucking collision. Attorneys can learn about you and your crash. They can explain your legal options to you. If you decide to move forward with a claim, your attorneys will make sure it is filed in accordance with the statute of limitations.
At Tyroler Leonard Injury Law, our attorneys can help you determine liability for your trucking accident. We may also work with you to pursue the most damages possible from any at-fault parties. To schedule a free case evaluation, contact us online or call us at 651-259-1113.