What to Expect with Car Accident Medical Bills
Car accident medical bills can add up quickly. If you are not careful, these costs may spiral out of control. With help from St. Paul car accident lawyers, you may be able to pursue damages from anyone responsible for your auto collision. Plus, attorneys may help you get the most compensation possible so you can financially recover from your accident.
Tyroler Leonard Injury Law has plenty of experience with auto accident claims. Our legal team can help you address your auto crash medical bills and other costs relating to your collision. To learn more, contact us today.
Why Choose Us
Our legal team understands the challenges that may come up in car accident cases. No matter what happens, we are available to assist you throughout your litigation. Our attorneys will advocate for you, protect your legal rights, and represent your best interests. We will help you hold anyone who caused your auto collision responsible for their actions.
How We Can Help
To date, we have helped many clients achieve outstanding results in auto accident cases. We will take the time to learn about you, your collision, and your damages. Our lawyers will craft an argument designed to show a judge or jury you deserve 100% of the compensation you are requesting. We will work with you to help you get the compensation you deserve.
Car Accident Medical Bills
The dangers of side-impact car accidents and other auto collisions can be significant. You may suffer an auto accident injury due to no fault of your own yet be forced to deal with the financial ramifications of someone else’s negligence.
You may need medical care to treat injuries after your auto accident, requiring you to attend doctor’s appointments, undergo physical therapy, and receive other costly treatments. You may not be able to avoid medical bills since you need help to address your injuries and prevent them from getting any worse.
If you have medical bills, you may not be responsible for them in the long run. Your insurance provider or the party responsible for your auto collision may be required to pay them. As you deal with medical bills, keep track of them so you can use these bills and other items to prove someone else should have to cover your medical costs.
Who Pays Your Car Accident Medical Bills
Initially, your health insurance provider may cover your auto crash medical bills. Your insurer will help you get the care you need to recover from your car collision injuries. However, you may be required to pay any medical care co-pays or deductibles.
Your auto insurance provider may cover your medical bills. For instance, one of Minnesota’s auto insurance basics relates to no-fault coverage. If you drive a car in the state, you must have this protection. With no-fault insurance, your auto insurer may cover your medical bills, even if someone else caused your car collision. In the best-case scenario, you would have enough coverage for all of these bills so you don’t have to pay for it out of your own pocket.
Wisconsin has auto insurance requirements that differ from those of Minnesota. As a fault-insurance state, you may have to request compensation from another party responsible for your auto accident. For example, a Wisconsin driver may slam their vehicle into yours, causing an accident and leaving you with injuries. Because they are liable for your crash, you may be able to get compensation from them through an insurance claim.
Just because you submit a claim through an at-fault motorist’s insurance company, though, this does not guarantee you will get damages. An insurer is focused on its client’s best interests — not yours. Therefore, it may do everything within its power to dispute your claim.
Even if you are involved in a car accident and have no-fault coverage, there is no guarantee your insurance policy will provide you with enough money for all of your medical expenses. In this situation, you may have to sue an at-fault party to get damages.
There are also instances where a driver is operating a vehicle while uninsured or underinsured. If this motorist causes an accident that leaves you with an injury, you may have to pursue damages for your medical bills through an injury lawsuit.
When to File a Claim for Car Accident Medical Bills
You may be wondering how long you have to sue for a personal injury. The answer depends on your location. In Minnesota, you have up to six years to seek compensation from an at-fault party. Those in Wisconsin have a three-year window for filing a claim.
Rather than wait to submit your claim, it is a good idea to do so within the first few days after your auto accident. You can notify your insurance company about your car crash and then continue to receive medical care. It may take weeks or months to resolve your accident claim. In the meantime, you can keep going to doctor’s appointments and tracking your medical bills. Use your medical records to support your claim for compensation and highlight the financial impact of your injury.
How to Settle Car Accident Medical Bills
You may be offered a settlement by an at-fault party or their insurance company that covers your medical bills and other accident-related expenses. Accepting a settlement may seem like the best course of action. However, you may want to go over a settlement offer with attorneys before you make a final decision about it.
When it comes to understanding insurance settlements, attorneys have you covered. Lawyers can help you calculate your medical bills and other accident-related losses. If they find a settlement offer is well short of your losses, they will let you know. They may encourage you to decline a settlement. If you do, you can continue with your litigation.
An at-fault party or their insurance provider may pressure you to approve a settlement offer, but you do not have to rush to make a decision. It may be helpful to weigh the pros and cons of accepting a settlement with attorneys. If a settlement is far less than what you want, you may decline it without any penalties.
Other Car Accident Damages
Your auto crash medical bills may be expensive, but they may be only a fraction of the losses you incur during your accident. In an auto collision claim, you may ask for economic and non-economic damages. A judge or jury may award economic compensation for quantifiable losses and non-economic damages for subjective ones. In addition to your medical expenses, other reasons why a judge or jury may provide you with damages include:
- Emotional distress
- Lost wages
- Pain and suffering
- Vehicle repairs or replacement.
Of course, to secure damages, you must prove negligence in your injury case. This requires you to show that an at-fault party had a legal obligation to act cautiously and reasonably toward you and violated this mandate. Also, you must verify that this party’s breach of their duty of care led to your accident and caused you to incur damages.
You will need a body of proof to support your claim for compensation. Car accident attorneys can help you collect auto accident photos and videos, medical documents, and other pieces of evidence. They will work with you to prepare a compelling argument that may lead a judge or jury to award you damages.
Get Legal Help with Your Car Accident Medical Bills
At Tyroler Leonard Injury Law, we provide exceptional legal representation to those hurt in auto accidents. Our car accident attorneys can take a look at your case. We can help you submit a claim for your car crash medical bills and other losses. To schedule a free consultation, contact us online or at 651-259-1113.
Attorney Isaac Tyroler
Attorney Isaac Tyroler has been a strong advocate for injured people his entire legal career. He has a passion for righting wrongs, and he deeply cares about representing injured clients who may feel overwhelmed or uncertain about how to navigate the legal system. He is compassionate toward clients and aggressive with insurance companies and defendants. He is on the elected Board of Governors of the Minnesota Association of Justice (MAJ), the top personal injury lawyers’ group in Minnesota. And is currently the chair of MAJ’s legislative committee. [ Attorney Bio ]
