How a Lawyer Can Help Protect You from Insurance Company Tactics in Accident Claims

After you suffer an injury in an accident that was not your fault, you may hear from the insurance company representing the liable party. The insurer may offer to help you work toward a large settlement. Even if the insurance rep doesn’t outright say it, the insurer makes this offer because it would prefer that you not hire a personal injury attorney.

Often, though, the insurance company has no intention of helping you receive a large financial award for your injuries. Instead, the insurer may use quite a few tactics to try to reduce the amount it pays to you or to outright deny your claim. Hiring personal injury lawyers can protect you from insurance company tactics in accident claims because your attorneys will protect your rights and work for your best outcome above all else.

Omitting Facts in the Investigation

One of the reasons why you need a lawyer for a car accident settlement or for another kind of personal injury case is because of the natural bias the insurance company brings to the case. When insurance companies pay you less for your personal injury claim, they can improve their profit margins. Unfortunately, insurers are far more interested in protecting their profits than in paying victims what they should have in financial awards.

The insurance company will study the facts in the case and tell you what it believes happened. You don’t have to simply accept the insurer’s version of events, though. In fact, because of the insurer’s natural bias in the case, it’s possible that the insurer is omitting key facts that may show your actions played no role in the accident. By pretending these facts don’t exist, it can try to convince you that you contributed to the accident. It then can use Minnesota statute 604.01 on comparative fault to try to reduce the amount it has to pay you.

When you hire our personal injury attorney, we will perform our own investigation of the case. We will look for facts that show you did not do anything wrong. Even if your actions did contribute to the accident slightly, we can argue with the insurer on your behalf that your percentage of liability for the accident is far less than the insurer is claiming.

Delaying Your Claim

A favorite tactic of insurance companies is to delay the process of investigating your claim. By slowing the process, the insurer hopes that you become frustrated with the case and agree to a smaller settlement than what you should have. It hopes you’ll take a small payment now, rather than having to wait several more months for the injury award amount you actually deserve.

Insurance companies know that you are probably experiencing financial hardships when you cannot work and when medical bills are increasing because of the injuries you suffered in the accident. They try to take advantage of your situation to improve their profit margins.

When you hire personal injury attorneys to represent you, we work hard to force the insurer to keep the case moving forward. We file the personal injury lawsuit against the defendant immediately, so the insurer knows we are serious about seeking a financial award for you. Insurers know our reputation of dogged determination on behalf of our clients, and they know that stalling tactics do not work when we are representing you.

Speeding Up Your Claim

On the flip side, some insurers will try to speed up the process – at least initially. They may offer you a settlement within several days of the accident. This offer is almost certainly a smaller amount than you deserve to have. But the insurance company hopes that you’ll jump at the first financial offer because you don’t have experience with cases like this and because you want to receive a lump sum payment now.

If you hire our personal injury law firm, we make certain that any insurance offer is fair. We also speak with your doctors to have confidence about the severity of your injuries. It’s important to understand that once you agree to a settlement offer, you cannot ask for more money later if new injury complications appear. You should only agree to a settlement offer if the financial award truly takes all your injury hardships into account, meaning the doctors should have a full diagnosis of your injuries in hand.

Ignoring Your Injury Concerns

Insurance companies know that they typically must pay you a larger amount when your injuries are serious. Consequently, insurers commonly will try to downplay your injury concerns or outright accuse you of lying about your injuries.

Our injury attorneys will not allow the insurer to treat you so disrespectfully. We present the insurance company with facts and medical reports that prove the severity of your injuries. We then seek a financial award that takes your injury hardships into account. When our attorneys are presenting facts on your behalf, it’s the best way to protect you from unfair insurance company tactics in injury accident claims.

Trust the Attorneys at Tyroler Leonard Injury Law to Help Protect You from Insurance Company Tactics in Accident Claims

The team at Tyroler Leonard Injury Law has more than two decades of collective experience helping injury accident victims. While representing hundreds of victims over the years, our team has seen firsthand how insurance companies treat victims. Because you probably are going through a case like this for the first time, you may not even realize that the insurer is treating you so unfairly and is trying to take advantage of you. After all, you probably have a limited understanding of how insurance settlements work.

Our personal injury lawyers know the tactics that insurance companies use in accident claims to try to avoid paying you the maximum amount that you should have. We also know how to counteract the efforts of the insurer, giving us the ability to protect your rights.

If insurance companies treated victims fairly, personal injury attorneys would not be necessary. However, because of the insurers’ unfair tactics, our team is in great demand. We have a track record of success with our past clients. Let our team show you what we can do for you. Reach out to Tyroler Leonard Injury Law today at 651-259-1113 for a free case review.

Attorney Isaac Tyroler

Attorney Isaac Tyroler has been a strong advocate for injured people his entire legal career. He has a passion for righting wrongs, and he deeply cares about representing injured clients who may feel overwhelmed or uncertain about how to navigate the legal system. He is compassionate toward clients and aggressive with insurance companies and defendants. He is on the elected Board of Governors of the Minnesota Association of Justice (MAJ), the top personal injury lawyers’ group in Minnesota. And is currently the chair of MAJ’s legislative committee. [ Attorney Bio ]